Portfolio Management

Your loan policies are critical to the operations of your organization. We will assist your organization by writing or revising your loan policies to be up to date, comprehensive and using the best practices available. This will result in effective loan policies that will improve your lending operation.

We will help your organization effectively manage its lending risk by thoroughly reviewing your underwriting, closing and monitoring processes. We will review and recommend any needed improvements to your loan policies. We will train your board and/or loan committee, improving your risk rating system for loan loss reserves and generally review your lending operations resulting in a more efficient operation that will reduce losses and increase your available investment capital.

If you are a fast growing organization, your underwriting and approval process may still be based on a model of when you were a smaller, simpler operation. This can lead to inefficiencies, reducing your ability to underwrite loans. We will assist you in optimizing your loan approval process and streamline your lending operations allowing you to focus on the key risks you must control to be successful.

For more information about this service, contact Cecilia Walker at (215) 320-4320 or by e-mail at cwalker@opportunityfinance.net.